/* FreightBrokerSurety.com — a Surety One, Inc. platform
   Palette: ink navy #10202F / paper #F6F4EE / card #FFFFFF / cargo amber #B07A1E / rule #D8D2C4
   Type: Playfair Display (display) / Inter (body) / JetBrains Mono (form numbers, data) */

:root{
  --ink:#10202F;
  --navy2:#1B3A57;
  --paper:#F6F4EE;
  --card:#FFFFFF;
  --amber:#B07A1E;
  --amber-dk:#8C5F14;
  --rule:#D8D2C4;
  --muted:#5B6570;
  --maxw:1080px;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
body{
  font-family:'Inter',-apple-system,BlinkMacSystemFont,'Segoe UI',sans-serif;
  background:var(--paper);color:var(--ink);
  font-size:17px;line-height:1.65;
  -webkit-font-smoothing:antialiased;
}
h1,h2,h3{font-family:'Playfair Display',Georgia,serif;line-height:1.15;font-weight:700}
h1{font-size:clamp(2rem,4.5vw,3.1rem);letter-spacing:-.01em}
h2{font-size:clamp(1.45rem,3vw,2rem);margin:0 0 .75rem}
h3{font-size:1.15rem;margin:0 0 .5rem}
p{margin:0 0 1rem}
a{color:var(--navy2)}
a:focus-visible,button:focus-visible{outline:3px solid var(--amber);outline-offset:2px}
.mono{font-family:'JetBrains Mono',ui-monospace,Menlo,monospace}

/* Form-number chip — the signature element */
.chip{
  display:inline-block;font-family:'JetBrains Mono',ui-monospace,monospace;
  font-size:.78rem;letter-spacing:.06em;font-weight:600;
  background:var(--ink);color:var(--paper);
  padding:.28em .7em;border-radius:3px;vertical-align:middle;
}
.chip.amber{background:var(--amber);color:#fff}

/* Lane-line divider — dashed center line */
hr.lane{border:0;border-top:3px dashed var(--amber);width:120px;margin:2.2rem 0;opacity:.85}

/* Header */
header.site{
  background:var(--ink);color:var(--paper);
  border-bottom:4px solid var(--amber);
}
.hdr-inner{max-width:var(--maxw);margin:0 auto;padding:1rem 1.25rem;display:flex;flex-wrap:wrap;align-items:baseline;gap:.6rem 1.5rem}
.brand{font-family:'Playfair Display',serif;font-size:1.35rem;font-weight:700;color:var(--paper);text-decoration:none}
.brand .tld{color:var(--amber)}
.tagline{font-size:.78rem;letter-spacing:.14em;text-transform:uppercase;color:#9FB0C0}
nav.site{background:var(--navy2)}
nav.site ul{max-width:var(--maxw);margin:0 auto;padding:0 1.25rem;list-style:none;display:flex;flex-wrap:wrap}
nav.site a{display:block;padding:.6rem .85rem;color:#DCE6EF;text-decoration:none;font-size:.86rem;font-weight:500}
nav.site a:hover,nav.site a[aria-current="page"]{background:rgba(176,122,30,.25);color:#fff}

/* Hero */
.hero{background:linear-gradient(180deg,var(--ink) 0%,var(--navy2) 100%);color:var(--paper);padding:3.2rem 1.25rem 3.6rem}
.hero-inner{max-width:var(--maxw);margin:0 auto}
.hero .eyebrow{font-family:'JetBrains Mono',monospace;font-size:.8rem;letter-spacing:.18em;text-transform:uppercase;color:var(--amber);margin-bottom:.9rem}
.hero h1{color:#fff;max-width:19ch}
.hero .lede{font-size:1.1rem;max-width:62ch;color:#C9D4DE;margin-top:1rem}
.hero .cta-row{margin-top:1.8rem;display:flex;flex-wrap:wrap;gap:.8rem}
.btn{display:inline-block;text-decoration:none;font-weight:600;font-size:.95rem;padding:.75em 1.5em;border-radius:4px}
.btn.primary{background:var(--amber);color:#fff}
.btn.primary:hover{background:var(--amber-dk)}
.btn.ghost{border:1.5px solid #7E8FA0;color:#E4EBF1}
.btn.ghost:hover{border-color:var(--amber);color:#fff}

/* Layout */
main{max-width:var(--maxw);margin:0 auto;padding:2.6rem 1.25rem 3.5rem}
section{margin-bottom:2.8rem}
.grid2{display:grid;grid-template-columns:1fr 1fr;gap:1.4rem}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:1.4rem}
@media(max-width:820px){.grid2,.grid3{grid-template-columns:1fr}}
.card{background:var(--card);border:1px solid var(--rule);border-radius:6px;padding:1.4rem 1.5rem}
.card h3 a{text-decoration:none;color:var(--ink)}
.card h3 a:hover{color:var(--amber-dk)}
.kicker{font-family:'JetBrains Mono',monospace;font-size:.74rem;letter-spacing:.16em;text-transform:uppercase;color:var(--amber-dk);display:block;margin-bottom:.55rem}

/* Fact band */
.facts{background:var(--ink);color:var(--paper);border-radius:6px;padding:1.6rem 1.5rem;display:grid;grid-template-columns:repeat(3,1fr);gap:1.2rem}
@media(max-width:820px){.facts{grid-template-columns:1fr}}
.fact .num{font-family:'Playfair Display',serif;font-size:1.9rem;color:var(--amber)}
.fact .lbl{font-size:.82rem;color:#AAB8C6;letter-spacing:.04em}

/* Tables */
table{width:100%;border-collapse:collapse;background:var(--card);border:1px solid var(--rule);font-size:.93rem;margin:1rem 0 1.4rem}
th{background:var(--navy2);color:#fff;text-align:left;padding:.65rem .85rem;font-weight:600;font-size:.85rem}
td{padding:.65rem .85rem;border-top:1px solid var(--rule);vertical-align:top}
tbody tr:nth-child(even){background:#FBFAF6}

/* Callout */
.callout{border-left:4px solid var(--amber);background:var(--card);border-radius:0 6px 6px 0;padding:1.1rem 1.3rem;margin:1.2rem 0}
.callout .kicker{margin-bottom:.3rem}

/* FAQ */
details{background:var(--card);border:1px solid var(--rule);border-radius:6px;margin-bottom:.7rem;padding:0}
summary{cursor:pointer;font-weight:600;padding:.9rem 1.2rem;list-style-position:inside}
details[open] summary{border-bottom:1px solid var(--rule)}
details .a{padding:.9rem 1.2rem}

/* Apply band */
.apply-band{background:var(--ink);color:var(--paper);border-radius:6px;padding:2.2rem 1.8rem;text-align:left}
.apply-band h2{color:#fff}
.apply-band p{color:#C9D4DE;max-width:64ch}

/* Lists */
main ul,main ol{margin:0 0 1rem 1.3rem}
main li{margin-bottom:.4rem}

/* Breadcrumb */
.crumb{font-size:.8rem;margin-bottom:1.6rem;color:var(--muted)}
.crumb a{color:var(--muted)}

/* Footer */
footer.site{background:var(--ink);color:#9FB0C0;border-top:4px solid var(--amber);margin-top:2rem}
.ftr-inner{max-width:var(--maxw);margin:0 auto;padding:2.4rem 1.25rem;display:grid;grid-template-columns:2fr 1fr 1fr;gap:2rem;font-size:.86rem}
@media(max-width:820px){.ftr-inner{grid-template-columns:1fr}}
footer.site h4{color:#fff;font-size:.92rem;margin-bottom:.6rem}
footer.site a{color:#C9D4DE;text-decoration:none}
footer.site a:hover{color:var(--amber);text-decoration:underline}
footer.site ul{list-style:none}
footer.site li{margin-bottom:.35rem}
.legal{max-width:var(--maxw);margin:0 auto;padding:1rem 1.25rem 1.6rem;font-size:.76rem;color:#7E8FA0;border-top:1px solid #253649}

/* Application overlay */
.modal-ov{position:fixed;inset:0;background:rgba(16,32,47,.72);display:none;z-index:100;overflow-y:auto;padding:2.5rem 1rem}
.modal-ov.open{display:block}
.modal{max-width:760px;margin:0 auto;background:var(--paper);border-radius:8px;border-top:5px solid var(--amber);box-shadow:0 24px 64px rgba(0,0,0,.35)}
.modal-hd{background:var(--ink);color:var(--paper);padding:1.2rem 1.6rem;border-radius:3px 3px 0 0;display:flex;justify-content:space-between;align-items:center}
.modal-hd h2{color:#fff;font-size:1.25rem;margin:0}
.modal-x{background:none;border:0;color:#C9D4DE;font-size:1.5rem;cursor:pointer;line-height:1;padding:.2rem .5rem}
.modal-x:hover{color:var(--amber)}
.steps{display:flex;background:var(--navy2);padding:0 1.6rem}
.steps span{font-family:'JetBrains Mono',monospace;font-size:.72rem;letter-spacing:.06em;color:#8FA2B5;padding:.6rem .8rem .55rem;border-bottom:3px solid transparent}
.steps span.on{color:#fff;border-bottom-color:var(--amber)}
.modal-bd{padding:1.6rem}
.mstep{display:none}
.mstep.on{display:block}
.frow{display:grid;grid-template-columns:1fr 1fr;gap:.9rem 1.2rem;margin-bottom:.9rem}
@media(max-width:640px){.frow{grid-template-columns:1fr}}
.f1{grid-column:1/-1}
label.fl{display:block;font-size:.8rem;font-weight:600;letter-spacing:.02em;margin-bottom:.25rem;color:var(--ink)}
label.fl .req{color:#A33}
input[type=text],input[type=email],input[type=tel],input[type=date],select,textarea{width:100%;padding:.6rem .7rem;border:1px solid var(--rule);border-radius:4px;font:inherit;font-size:.92rem;background:#fff;color:var(--ink)}
input:focus,select:focus,textarea:focus{outline:2px solid var(--amber);outline-offset:0;border-color:var(--amber)}
.radio-grid{display:grid;grid-template-columns:1fr 1fr;gap:.6rem}
@media(max-width:640px){.radio-grid{grid-template-columns:1fr}}
.radio-card{display:flex;gap:.6rem;align-items:flex-start;background:#fff;border:1px solid var(--rule);border-radius:6px;padding:.7rem .8rem;cursor:pointer;font-size:.88rem}
.radio-card:has(input:checked){border-color:var(--amber);background:#FCF7EC}
.radio-card input{margin-top:.2rem}
.radio-card .mono{font-size:.75rem;color:var(--amber-dk)}
.owner-card{background:#fff;border:1px solid var(--rule);border-left:4px solid var(--amber);border-radius:6px;padding:1rem 1.1rem;margin-bottom:.9rem}
.owner-card h4{font-size:.9rem;margin-bottom:.6rem;display:flex;justify-content:space-between}
.owner-rm{background:none;border:0;color:#A33;font-size:.78rem;cursor:pointer;text-decoration:underline}
.btn.sm{font-size:.85rem;padding:.55em 1.1em}
.btn.line{border:1.5px solid var(--navy2);color:var(--navy2);background:none;cursor:pointer}
.btn.line:hover{border-color:var(--amber);color:var(--amber-dk)}
.upl{background:#fff;border:1.5px dashed var(--amber);border-radius:6px;padding:1rem 1.1rem;margin-bottom:.9rem}
.upl label.fl{margin-bottom:.4rem}
.upl input[type=file]{font-size:.85rem}
.upl .fn{font-family:'JetBrains Mono',monospace;font-size:.76rem;color:var(--amber-dk);margin-top:.35rem;display:block}
.mnav{display:flex;justify-content:space-between;gap:1rem;padding:1.1rem 1.6rem 1.5rem;border-top:1px solid var(--rule)}
.auth-box{background:#fff;border:1px solid var(--rule);border-radius:6px;padding:1rem 1.1rem;font-size:.83rem;max-height:220px;overflow-y:auto;margin-bottom:.9rem}
.rev{background:#fff;border:1px solid var(--rule);border-radius:6px;padding:1rem 1.1rem;font-size:.86rem;margin-bottom:.9rem}
.rev h4{font-size:.82rem;letter-spacing:.08em;text-transform:uppercase;color:var(--amber-dk);margin:.6rem 0 .3rem}
.rev h4:first-child{margin-top:0}
.err{color:#A33;font-size:.8rem;margin:.3rem 0 0;display:none}
.msuccess{text-align:center;padding:2.5rem 1.5rem;display:none}
.msuccess .mono{color:var(--amber-dk)}